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Service — Settling-In

The admin cliff, cleared in a day.

Register at the commune within 14 days. That starts the three-month clock for mandatory health insurance — miss it and coverage isn’t backdated. Add banking, a driving-licence exchange and utilities, and the first weeks vanish in bureaucracy. A settling-in service does it in hours.

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14 days

To register at your commune

3 months

To take mandatory health insurance

CHF 1,950

Typical settling-in day

01 — How it works

Settling-In, step by step.

  1. 01 — Commune registration

    Register (Anmeldung) at your Gemeinde within 14 days — the step that unlocks your permit card, bank and insurance.

  2. 02 — Health insurance

    Choose and enrol in basic insurance (KVG/LAMal) before the three-month deadline so cover backdates to arrival.

  3. 03 — Bank account

    Open a Swiss account for salary, rent and bills — smoother with the right documents in hand.

  4. 04 — Utilities & connections

    Electricity, internet, mobile, radio/TV fee (Serafe) and home contents insurance.

  5. 05 — Licence & orientation

    Exchange your driving licence within 12 months and get oriented to your neighbourhood, transport and recycling rules.

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02 — What you get

What’s included.

  • Commune registration (Anmeldung)
  • Health-insurance selection & enrolment
  • Swiss bank account opening
  • Utilities, internet & Serafe setup
  • Driving-licence exchange
  • Local orientation & first-weeks checklist

03 — Typical cost

What it costs.

PackageTypical price
Essentials half-dayfrom CHF 900
Full settling-in day~CHF 1,950
Family / extendedCHF 2,500+

Don't miss this one

Swiss health insurance is mandatory within 3 months.

Every new resident must take basic health insurance (KVG/LAMal) within three months of arrival — miss the deadline and coverage isn't backdated. With ~40 insurers and big premium differences, it pays to compare with someone independent before you sign.

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04 — Common questions

Settling-In

What’s included in settling-in?

Commune registration, health-insurance setup, bank account, driving-licence exchange, utilities and local orientation — typically a guided day or two.

When should I sort health insurance?

Within three months of arrival. Coverage starts from your arrival date only if you enrol in time, so it is one of the first things to handle.

Do I have to register in person?

Most communes require an in-person registration within 14 days, with your passport, permit or visa and rental contract. A settling-in agent books and accompanies you.

Preferred partners

Vetted agencies strong in settling-in — reviewed by real clients.

05 — Read next

Related guides.

06 — Where you’re moving

Compare agencies by city.