Expat Savvy

Insurance and pension advisory from an office in Zurich, since 2017.

  • 4.8 · 46 Google reviews
  • Speaks 4 languages
  • Taking new clients

Google rating of Expat Savvy’s own listing, captured 1 Mar 2026. Not ranked: operated by Loaded AG, which also operates ReloFinder.

Google rating from 46 reviews
★ 4.8
not ranked: operated by Loaded AG, which also operates ReloFinder
–
Google reviews in the last 24 months
28
founded
2017
languages: English, German, French, Czech
4

Best for

Insurance and pension questions.

Expat Savvy is a Swiss insurance and pension advisory with an office in Zurich, founded in 2017. It offers tax & legal, insurance and pension & 3rd pillar in English, German, French and Czech. On Google it holds 4.8 stars from 46 reviews (captured 1 Mar 2026).

From what Expat Savvy lists and its Google record. Expat Savvy is operated by Loaded AG, which also operates ReloFinder. This listing is not editorially independent: it is never ranked and never shown as an alternative to a relocation agency.

  • Insurance and pension advisory

    Tax & legal, insurance and pension & 3rd pillar.

  • Clients in Zurich, Geneva, Basel and 3 more regions

    Office in Zurich.

  • Clients who speak one of 4 languages

    Languages listed by Expat Savvy: English, German, French, Czech.

3 services, 6 regions.

As Expat Savvy lists them. Each link opens every agency that offers the service or works in the region, ranked the same way.

What Expat Savvy does

  • Tax & legal
  • Insurance
  • Pension & 3rd pillar
Ask for terms

What Expat Savvy costs

First consultation
Free, says Expat Savvy

Expat Savvy has not published its fees. Ask for exact terms before you sign anything.

What working with Expat Savvy feels like

In clients’ own words, newest first: the 30 newest of 41 Google reviews captured from Expat Savvy’s own listing. Nothing filtered, nothing rewritten.

4.8

from 46 Google reviews Google rating of Expat Savvy’s own listing, captured 1 Mar 2026.

Read them on Google (opens the Expat Savvy listing)

Star split of the 41 reviews with text captured from its listing

  • 5 stars:37
  • 4 stars:0
  • 3 stars:1
  • 2 stars:0
  • 1 stars:3

“Robert was extremely helpful and also a very friendly, easy-going guy. I would definitely recommend him to anyone looking for advice on their healthcare insurance. A well-deserved five stars!”

5 of 5 stars. Jordi R. · Google review ·

“ExpatSavvy — Robert Kolar responded promptly and thoughtfully, answering many questions and explaining the Swiss insurance system, how it works, and the best way to navigate it. Fantastic communication and very much appreciated. TKU.”

5 of 5 stars. Claude S. · Google review ·

“Extremely helpful and knowledgeable consultation in all facets of current health insurance offerings. Highly recommend consulting Expat Savvy before making any online insurance comparisons.”

5 of 5 stars. Zendaya B. · Google review ·

“Super knowledgeable! Robert was able to answer all the questions we had. I highly recommend him!”

5 of 5 stars. Esther T. · Google review ·

“Die Zusammenarbeit mit Benjamin und Robert ist stets professionell und angenehm. Benjamin überzeugt durch seine hervorragende Organisation und klare Kommunikation, Robert durch seine kompetente und ehrliche Beratung. Beide arbeiten Hand in Hand und haben die individuellen Anforderungen unserer…”

5 of 5 stars. Katharina K. · Google review ·

“Robert has been fantastic helping me understand the Swiss insurance system and helping me find the right insurer. He was patient, clear and very supportive with feedback and suggestions. I would recommend him!”

5 of 5 stars. Morayo O. · Google review ·
Read the 30 newest reviews in fullShow fewer reviews

“Robert was extremely helpful and also a very friendly, easy-going guy. I would definitely recommend him to anyone looking for advice on their healthcare insurance. A well-deserved five stars!”

5 of 5 stars. Jordi R. · Google review ·

“ExpatSavvy — Robert Kolar responded promptly and thoughtfully, answering many questions and explaining the Swiss insurance system, how it works, and the best way to navigate it. Fantastic communication and very much appreciated. TKU.”

5 of 5 stars. Claude S. · Google review ·

“Extremely helpful and knowledgeable consultation in all facets of current health insurance offerings. Highly recommend consulting Expat Savvy before making any online insurance comparisons.”

5 of 5 stars. Zendaya B. · Google review ·

“Super knowledgeable! Robert was able to answer all the questions we had. I highly recommend him!”

5 of 5 stars. Esther T. · Google review ·

“Die Zusammenarbeit mit Benjamin und Robert ist stets professionell und angenehm. Benjamin überzeugt durch seine hervorragende Organisation und klare Kommunikation, Robert durch seine kompetente und ehrliche Beratung. Beide arbeiten Hand in Hand und haben die individuellen Anforderungen unserer Kunden immer im Blick – absolut empfehlenswert!”

5 of 5 stars. Katharina K. · Google review ·

“Robert has been fantastic helping me understand the Swiss insurance system and helping me find the right insurer. He was patient, clear and very supportive with feedback and suggestions. I would recommend him!”

5 of 5 stars. Morayo O. · Google review ·

“I had an excellent experience working with Robert. I was looking to change providers for one of my supplementary insurance plans, and he guided me through the process with professionalism, patience, and expertise. Thanks to his guidance, I was able to secure a policy that perfectly suits my needs. I truly appreciated the clear communication, personalized attention, and dedication throughout. I highly recommend Robert to anyone looking for knowledgeable and trustworthy support in navigating health insurance in Switzerland.”

5 of 5 stars. Diana M. · Google review ·

“My session with Rober -without a doubt- was one of the most efficient consultation sessions I'd ever had. He is honest, straightforward and transparent from the outset. He knows the insrance industry inside out. He helped me with my situation without any reservation. He is professional and super firendly. You confide to him within minutes into the session and take his honest and unbaised advice. Robert will definitely be my first go-to insurance person.”

5 of 5 stars. Milad F. · Google review ·

“Robert was extremely kind, friendly, and helpful with my case. His guidance gave me direction and support in making the most appropriate decision regarding my health insurance.”

5 of 5 stars. Luma · Google review ·

“Robert was extremely helpful to work with for our insurance! We arrived in Zurich from the US, and Robert was very helpful and patient to work through the details with us. We ran into an issue with the way some of the insurance works here, but Robert was extremely diligent in making sure that we addressed all the issues - an immense help as we navigated the complex insurance system in Switzerland.”

5 of 5 stars. Alexander B. · Google review ·

“Expat-savvy.ch has amazing service! I could easily meet with them outside regular office hours and even reach them on weekends. Their replies were always quick and helpful. Highly recommend”

5 of 5 stars. Aline M. · Google review ·

“Robert Kolar was extremely helpful to work with! I was new to Switzerland from the USA, and he helped explain all the details about the differences and worked with me to find and obtain my medical insurance policy. I really enjoyed the help here. Thanks Robert for helping with my move!”

5 of 5 stars. Ethan W. · Google review ·

“I had great experience with expat-savy, receiving very helpful, professional advice tailored to my personal situation. Robert has demonstrated his in-depth knowledge of the field which he was not shy to share with him. I am grateful for the valuable support!”

5 of 5 stars. Rebeka J. · Google review ·

“Great help from Robert. Explained everything and helped me choose the best option.”

5 of 5 stars. Lukáš P. · Google review ·

“Robert was an excellent assistant. He introduced me to the complex health system in Switzerland and made sure I took the best decision, providing information and answering all my questions. He made sure the health insurance matched all my needs. Totally recommended.”

5 of 5 stars. German B. · Google review ·

“Working with Ben was great. Very prompt and responsive. Would highly recommend to anyone!!”

5 of 5 stars. Michele · Google review ·

“the person who spoke with me was very professional and he answered all my questions. Perfect service”

5 of 5 stars. Samuel M. · Google review ·

“Expat-Savvy ist eine wahre Bereicherung für alle Expats in der Schweiz! Von Anfang an habe ich mich kompetent, verstanden und bestens begleitet gefühlt. Das Team überzeugt nicht nur durch sein fundiertes Fachwissen rund um das Leben, Arbeiten und Einleben in der Schweiz, sondern auch durch echte Herzlichkeit und Engagement. Man merkt sofort, dass hier Menschen arbeiten, die mit Leidenschaft dabei sind und wirklich helfen wollen. Vielen Dank für eure grossartige Arbeit – ich empfehle euch von Herzen weiter!”

5 of 5 stars. Maria P. · Google review ·

“After returning to Switzerland from abroad, Robert from Expat Savvy was a tremendous help consulting me about all the changes. He took the time to show me several options and definitely went the extra mile compared to other agents. That's why I'm giving 5 stars. Can only recommend!”

5 of 5 stars. Steven · Google review ·

“Benjamin was super helpful with my supplementary insurance in Switzerland. He explained everything clearly, answered all my questions, and made the whole process easy. Really appreciated his professionalism and friendly attitude. Would definitely recommend him to anyone looking for insurance advice. Thanks again, Benjamin!”

5 of 5 stars. Zachary H. · Google review ·

“Tolle Erfahrung, absolut diskret und professionell.”

5 of 5 stars. Christian S. · Google review ·

“Мошенник!!! Не связывайтесь не в коем случае!!! Никакой поддержки после заключения договора!!!”

1 of 5 stars. — _. · Google review ·

“On behalf of the Swiss SME Association, we would like to express our sincere gratitude to Expat Savvy for their professional support and excellent service. Your expertise and dedication in assisting our English-speaking members have been truly valuable. The feedback we have received highlights not only your in-depth knowledge but also your commitment to providing tailored and effective guidance. We highly appreciate our collaboration and look forward to continuing this successful partnership. Thank you for your outstanding service! — Swiss SME Association (SKV)”

5 of 5 stars. KMU (. · Google review ·

“Beyond the broker role, consulting and advices were useful to chose the right solution at the appropriate price. We are sometimes following up with expat-savvy in case for market updates, however not always getting fast responses”

3 of 5 stars. Thomas J. · Google review ·

“I have had a great experience getting very balanced, fair and comprehensive health insurance advice from Robert Kolar. As an expat in Switzerland (less than three years living here) I have found it challenging to understand fully the nuances of the supplementary health insurance pillar. This is particularly so when products change pretty frequently. From my very first consultation with Robert, he has been very patient, explaining elements in full, giving me time in between calls to consider my options and to make decisions I am comfortable with. He has also been very open and available to answer follow-on questions. In addition, Robert looked at things from a medium and long term perspective and highlighted items for me consider to ensure I had an optimal insurance package. I would highly recommend Robert for anyone seeking health insurance guidance and advice. Regards Nuala”

5 of 5 stars. Nuala G. · Google review ·

“Great service for expats and continued support after signing”

5 of 5 stars. Emanuele P. · Google review ·

“I was advised by Robert Kolar who gave me excellent advice regarding health insurance in Switzerland. As a citizen of the United States, the Swiss system of healthcare was very confusing and difficult for me to figure it out on my own. After the initial consultation, everything was much clearer and I was able to take steps in the right direction. I highly recommend Expat Savvy Consulting.”

5 of 5 stars. Rina H. · Google review ·

“Benjamin helped guide us moving between insurance providers having moved to Zurich 6 months ago. His local knowledge and advice was invaluable, very professional and I would highly recommend.”

5 of 5 stars. Paul S. · Google review ·

“I can highly recommend Robert Kolar. Professional approach and always avaiable for my questions. It is very important to find someone reliable, especially at the beginning! Before I did not have a good expirience with a person who just wanted to sell me the product not watching my needs… Now I feel in good hands at all events, I know Robert will not give air to me and not ignore the case. :) Polecam wspolprace! Emilia”

5 of 5 stars. Mii M. · Google review ·

“Very reliable and helpful! Have been a client for many years !”

5 of 5 stars. Martina N. · Google review ·

11 older reviews and any newer ones are on Expat Savvy’s Google listing.

Quoted verbatim with the reviewer’s first name and initial and the date Google shows (“approx.” where Google gives only the year). Google rating captured 1 Mar 2026; directory updated 27 Sep 2026. How reviews are collected

The facts, with sources.

What Expat Savvy told us, what its Google listing shows, and when the data last changed.

Updated 10 Feb 2026
Founded
2017
Head office
Zurich (ZH)
Covers
Zurich · Geneva · Basel · Zug · Lucerne · Bern
Languages
English · German · French · Czech
Team
1–5 people
Credentials
FINMA
Type
Insurance and pension advisory, not a relocation agency
Operator
Loaded AG, which also operates ReloFinder (sister company). Never ranked or compared.
Google rating
4.8 from 46 reviews · its own listing, 1 Mar 2026
ReloFinder rank
Not ranked: operated by Loaded AG, which also operates ReloFinder
New clients
Taking new clients

Relocation agencies in Zurich

Expat Savvy advises on insurance and pensions. If you need a relocation agency, these rank highest in Zurich.

Auris Relocation

Zurich · EN DE FR

Google rating 5.0Google rating of Auris Relocation’s own listing, captured 11 May 2026.Preferred partner: how it worksVetted and audited by ReloFinder. Requests sent through ReloFinder go only to preferred partners. They pay for introductions, never for rank. The top five of every list are partner agencies we work with directly; outside the top five, partners are ranked by score like everyone else.

Taking new clients

Clients mention 8 consultants by name

“From day one, Corinne provided exceptional service during our recent relocation. She was friendly, organized, and so helpful when it came to paperwork and registration. Corrine communicates…”

5 of 5 stars, Rebecca P. · Google ·
  • Home search
  • Permits
  • Settling-in
  • +4 more

Welcome Service

Zurich · EN FR DE IT

Google rating 4.3Google rating of Welcome Service’s own listing, captured 1 Feb 2026.Preferred partner: how it worksVetted and audited by ReloFinder. Requests sent through ReloFinder go only to preferred partners. They pay for introductions, never for rank. The top five of every list are partner agencies we work with directly; outside the top five, partners are ranked by score like everyone else.

Taking new clients

“Welcome Service did an excellent job understanding our needs, helping us find a place, and helping us to settle in.”

5 of 5 stars, Simo H. · Google ·
  • Home search
  • Permits
  • Settling-in
  • +6 more

Rel-Ex (Relocation & Expat Services GmbH)

Andelfingen · EN DE FR

Google rating 5.0Google rating of Rel-Ex (Relocation & Expat Services GmbH)’s own listing, captured 21 Sep 2026.Preferred partner: how it worksVetted and audited by ReloFinder. Requests sent through ReloFinder go only to preferred partners. They pay for introductions, never for rank. The top five of every list are partner agencies we work with directly; outside the top five, partners are ranked by score like everyone else.

Taking new clients

Clients mention 1 consultant by name

“I would like to express my sincere gratitude to Relex for their outstanding support throughout our family’s relocation process. Relex made what could have been a very complex and stressful…”

5 of 5 stars, Atte V. · Google ·
  • Home search
  • Permits
  • Settling-in
  • +2 more
Get matchedProfile of Rel-Ex (Relocation & Expat Services GmbH)

“Preferred” means vetted and audited by us. The top five of every list are partner agencies we work with directly. How we rank

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