Writes ReloFinder’s guides on immigration, permits, corporate mobility and the admin of arriving
Ralf Degenhardt
Global Mobility Specialist. Global mobility & Swiss immigration, 25+ years.
Ralf Degenhardt- guides by Ralf
- 25
- topics covered
- 6
- last guide update
- Sep 2026
About Ralf
Ralf has spent more than 25 years moving people and teams into Switzerland — from single executive transfers to full corporate relocations. He knows the cantonal permit systems, the non-EU quota calendar and the paperwork that decides whether a start date holds. On ReloFinder he covers immigration, corporate mobility, taxes and the administrative side of arriving.
Covers immigration, permits, corporate mobility and the admin of arriving.
25 guides by Ralf
Newest first. Each guide shows when it was last updated and when it is due for review.
- Agencies
Best Relocation Agencies in Switzerland: Mid-2026 Market Update
How Swiss agencies differ by type and price, and what to check before you sign.
Read - Employers
Corporate Relocation Package vs. DIY Consultancy: Which Path Saves You More?
Full package, lump sum or targeted help: what each costs and where moves usually go wrong.
Read - Employers
Executive Relocation Switzerland 2026: Top 5 Firms
What an executive move needs beyond a standard package, with typical prices and timelines.
Read - Cities
The 90-Day Moving to Switzerland Checklist (Printable Guide)
Everything to do from three months out to your first week, including registering within 14 days.
Read - Agencies
How Much Does a Relocation Agency Cost in Switzerland? (2026 Price Guide)
What agencies charge: from CHF 2,500 for a basic home search to CHF 15,000+ for an executive move.
Read - Employers
Swiss Work Permit Quota Freeze 2026: What the Referendum Means for Your Hiring Plans
Non-EU quotas stay at 8,500 for 2026. How to plan hires so you are not waiting for next year's slots.
Read - Employers
Switzerland Faces 400,000-Worker Shortage: What It Means for Expats in 2026
Where Switzerland is short of workers, and what that means for permits and hiring from abroad.
Read - Money
Swiss Accident Insurance (UVG/NBUV) 2026: What Your Employer Covers vs What You Need
What your employer's accident cover includes, the 31-day gap after a job ends and the salary ceiling.
Read - Permits
L-Permit Extension 2026: The 24-Month Maximum-Duration Trap Third-Country Nationals Miss
Non-EU L permits stop at 24 months. When an extension works and how to switch to a B in time.
Read - Permits
B-Permit Renewal After Job Loss: The 6-Month Window Third-Country Nationals Miss
Lost your job on a B permit? What EU and non-EU holders face at renewal, and what to do in the first days.
Read - Money
Mandatory Insurance Switzerland Mid-2026 Update: What Changed & Why Your Premium Rose Again
Why premiums rose again in 2026, what basic cover now includes and the three-month deadline.
Read - Permits
Swiss C Permit (Permanent Residence) 2026: The 5-Year vs 10-Year Path — and the 7 Traps That Delay Approval
The application itself: documents, the A2/A1 language rule and the gaps that delay approval.
Read - Permits
L-Permit to B-Permit Conversion 2026: The Timing Window and Document Trap
Converting an L to a B without leaving: file at least 30 days before expiry, and mind the quota.
Read - Money
Switzerland's Proposed Security Tax on Foreign Residents: What You Need to Know
The proposed levy on foreign residents: what the National Council approved, and why it is not law yet.
Read - Money
Swiss 2nd Pillar Withdrawal for Expats Leaving Switzerland in 2026
Leaving Switzerland: what you can take out of your pension fund, and how canton and timing change the tax.
Read - Permits
Swiss C Permit Pathway 2026: Your Settlement Roadmap
When you can settle for good: after 5 years for EU/EFTA citizens, usually 10 for others, plus the language levels.
Read - Agencies
How to Choose a Relocation Agency in Switzerland (2026 Guide)
What to look for, the red flags, and how to compare agencies on services, price and reviews.
Read - Employers
Corporate Relocation to Switzerland 2026: HR Manager's Complete Guide
The HR playbook: phases, costs of CHF 15,000 to 50,000+ per employee, compliance and what to measure.
Read - Family
International Schools in Switzerland 2026: Complete Guide for Expat Families
Curricula, fees of CHF 15,000 to 45,000 a year and application timelines, region by region.
Read - Money
Swiss Tax Guide for Expats 2026: Canton-by-Canton Comparison
How federal, cantonal and municipal tax add up, withholding tax, and a canton-by-canton comparison.
Read - Permits
Swiss Work Permit Guide 2026: B-Permit, L-Permit & EU/EFTA Rules
How B and L permits work for EU/EFTA and non-EU citizens, step by step, with the quota numbers.
Read - Family
Best Swiss Relocation Agencies for International School Placement (2026)
When an education consultant is worth it, and what school placement help usually includes.
Read - Money
How to Compare & Switch Swiss Health Insurance Before the 2026 Deadline
How to compare basic and supplementary cover, pick a franchise and switch insurer on time.
Read - Money
Top 5 Swiss Insurance & Financial Brokers for Expats (2026 Reviews)
How to choose an English-speaking insurance or financial broker, and what to ask first.
Read - Money
Cost of Living in Switzerland 2026: Monthly Budget by Household
Monthly budgets for singles, couples and families: rent, insurance, food, transport and tax.
Read
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